SSI claimants can not get back pay for months of being disabled that were prior to the date of the initial application.
For Supplemental Security Income (SSI), there is not a 5 month waiting period; however, your back pay is for all the past months starting when you first applied for SSI on your current claim. SSI claimants can not get back pay for months of being disabled that were prior to the date of the initial application.
Here are a few examples:
Example 1: Emmett became disabled on June 15, 2005. He filed for Supplemental Security Income (SSI) benefits in Chula Vista, CA on September 3rd, 2005. Emmett was finally awarded benefits on August 8th, 2006 (11 months after applying or SSI). Emmett will receive 11 months of back pay. The date that he became disabled does not factor into the calculation of back pay for SSI.
Example 3: Sara became disabled on October 24, 2002. She filed for Social Security Disability Benefits in Los Angeles, CA on July 3, 2003. Sara was finally awarded disability benefits on January 2, 2005 (26 months after becoming disabled, 18 months after applying for SSDI). Sara’s back pay was for April 2003 – January 2005 (21 months). The first 5 complete months (waiting period) of Sara’s disability were November 2002 – March 2003.
Example 4: Nathan became disabled on January 24, 2003. He filed for Social Security Disability Benefits in Riverside, CA on August 12, 2004. Nathan was awarded disability benefits March 1, 2005 (26 months after becoming disabled, 7 months after applying for SSDI). Nathan’s back pay was for August 2003 – March 2005 (19 months). The onset of Nathan’s disability occurred 19 months before he applied for SSDI, so Nathan was able to get back pay for the maximum 12 months prior to his application date in addition to getting back pay for all the 7 months he was in the application process.
This means that in order for you to get the maximum amount of back pay (12 months prior to you SSDI application date), the onset of your disability must have occurred approximately 18 months prior to the day you apply for SSDI benefits.
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